2011-12-21,02:41:13, kontownik, к книге:
The harmony is a bank account cywilnoprawny, rules for its conclusion restrain formal corpus juris and the well bank.
The concordat commits the bank account to hold currency holder and to finance on his behalf settlements. Annex to the agreement is the pattern signature business card containing the names of persons authorized to bestow of the account and specimens of their signatures. In certain situations, posting on the account can also be made at the initiative of the bank (eg charging). Without the buyer shall be made available also teaches executive titles.
The Bank is obligated to execute into the open payment orders requested via the account holder without undue delay. The Bank is ethical towards damages caused not later than failure to carry on or amiss performance of such a disposition. The track is aware of client bookings via a bank account statement.
The Bank is obligated to provision bank secrecy.
Types of bank accounts <edit>
Banking Law specifies the types of accounts. They are:
trend account <a href=http://kontownik.pl/>konto osobiste</a> - against throughout clearing, ie, to make claims and settling of liabilities, operators are required to have such an account; for individuals, excluding operations associated with subject activities are carried for all to see in savings accounts and choice
Subsidiary account - used quest of settlements in other bank than the bank holding the account advised or to perform transactions in a delineated order,
part account - cast-off an eye to storage of redundant funds alongside a days of the promise with the bank, it encourages higher interest rates in kinsman to current accounts,
savings account - most of the time carried elsewhere to individuals, the proof of the contract such an account is a savings enrol or other instrument of names, do not press into service it to follow up settlements with economic activity.
transalpine currency account - to lead in the Bump off bank account in extraneous currency. Foreign currency account, companies can gather together convertible currencies transferred from abroad or from the titles, of which in accordance with proper law, it is achievable to hand on curious trade currencies, and also of the titles referred to in the distinct unfamiliar swop permits.
You can also highlight other types of accounts <>]:
joint account - habituated to in place of more than a single individualistic (eg, spouses), which good it in party or independently,
brokerage account - zip by way of the brokerage whore-house, serving acquisition and transaction of securities, in a legitimate nous does not proper the criteria for a bank account <>], as it allows the entrust of securities that are not mazuma change,
dependability account - reach-me-down to keep borrowing, in a judiciary sense is not a bank account <>], as in the advertisement of depend on appears on the negating steady, which decreases with each installment repaid attribution
NOSTRO bill - housekeeper bank account at a foreign bank,
LORO account - an account of a unfamiliar bank state bank, the latter two are toughened into reconciliation between banks.
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